MHADA gives homes through a computerised lottery. Everything is done online on the official MHADA lottery portal or in its app. There is no paper form.
After the draw, every step up to possession is done in the MHADA IHLMS 2.0 app. First the Conditional POL, then document verification, then the final POL and your payments.
The Non-Creamy Layer Certificate is issued by the Sub Divisional Officer. You apply on the Aaple Sarkar portal. The official pages we checked do not state a fee.
LABHLO is an independent information platform. This guide is a summary of the official source and is not a government document. Rules, fees and websites can change, so check the official portal before you apply.