Schemes: Business and loans

11 verified schemes. Schemes with an official source. Central Government and Maharashtra.

Central GovernmentBusiness and loans

Animal Husbandry Infrastructure Development Fund (AHIDF)

A central fund that may give 3% interest subvention on bank loans for dairy, meat processing and animal feed infrastructure.

Benefit
Loan of up to 90% of project cost from a scheduled bank, with 3% interest subvention from…
For
Farmer Producer Organisations, private companies, individual entrepreneurs…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

A guarantee cover for collateral-free loans to micro and small enterprises. The lender applies for the cover.

Benefit
Guarantee cover for loans up to Rs 10 crore per loan. Minimum annual guarantee fee is…
For
Micro and small enterprises taking loans from registered lenders.
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)

A working capital loan scheme for street vendors.

Benefit
Working capital loans in tranches: Rs 15,000, then Rs 25,000, then Rs 50,000.
For
Street vendors covered in Urban Local Body surveys may apply.
Last checked
24 Sept 2026
Central GovernmentJobs and skills

PM Vishwakarma

A scheme for traditional artisans and craftspeople. It offers training, tools and low-interest loans.

Benefit
Recognition certificate and ID card, basic training with Rs 500 per day stipend, Rs…
For
Artisans aged 18 or above working in one of 18 traditional trades.
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PMFME)

A central scheme that may give a credit linked subsidy to existing micro food processing units, and seed capital to SHG members in food processing.

Benefit
Credit linked capital subsidy of 35% of the eligible project cost, up to Rs 10 lakh per…
For
Existing micro food processing units run as proprietary or partnership firms…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Pradhan Mantri Matsya Sampada Yojana (PMMSY)

A central scheme that may support fishers, fish farmers, fish workers and fisheries businesses.

Benefit
For individual or group activities, government assistance may be up to 40% of the unit…
For
Fishers, fish farmers, fish workers, fish vendors, fisheries SHGs, cooperatives…
Last checked
24 Sept 2026
Central GovernmentJobs and skills

Pradhan Mantri Virasat Ka Samvardhan (PM VIKAS)

A central scheme that may give skill, entrepreneurship and education support to people from the six notified minority communities and artisan families.

Benefit
Components include traditional skill training for artisans, non-traditional skilling in…
For
Indian citizens from the notified minority communities (Muslims, Christians…
Last checked
24 Sept 2026
Central GovernmentWomen

Stand-Up India Scheme

Bank loans for women, SC and ST entrepreneurs to start a new business.

Benefit
Bank loans between Rs 10 lakh and Rs 1 crore for a new (greenfield) enterprise in…
For
Women, SC or ST entrepreneurs above 18 years of age may apply.
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Startup India (DPIIT recognition)

Startups can apply for DPIIT recognition on the Startup India portal. Recognised startups may get some benefits.

Benefit
May include self-certification for some labour and environmental laws, 80% rebate on…
For
Eligible startups registered as a company, partnership firm, LLP or cooperative…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Udyam Registration (MSME)

Free online registration for micro, small and medium businesses. A certificate is given online.

Benefit
A permanent Udyam registration number and an online certificate with QR code. No renewal…
For
Any new or existing business that is a micro, small or medium enterprise.
Last checked
24 Sept 2026

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