Schemes: Central Government

56 verified schemes. Schemes with an official source. Central Government and Maharashtra.

Central GovernmentFarmers

Agriculture Infrastructure Fund (AIF)

AIF is a loan facility for post-harvest and farm infrastructure projects.

Benefit
Financing facility of Rs 1 lakh crore. Interest subvention of 3% a year on loans up to Rs…
For
Farmers, agri entrepreneurs, start-ups, producer organisations, self-help…
Last checked
24 Sept 2026
Central GovernmentWomen

AICTE Pragati Scholarship Scheme for Girl Students (Degree)

A scholarship for girls who take admission in a technical degree course.

Benefit
Rs 50,000 a year as a lump sum for college fee, computer, books and similar costs, for up…
For
A girl admitted to the first year of a degree course (or second year by lateral…
Last checked
24 Sept 2026
Central GovernmentStudents

AICTE Saksham Scholarship Scheme for Specially-Abled Students

A scholarship for students with disability who take admission in a technical diploma course.

Benefit
Rs 50,000 a year as a lump sum for college fee, computer, books and similar costs, for up…
For
A student with disability of 40 percent or more, admitted to a diploma course…
Last checked
24 Sept 2026
Central GovernmentStudents

AICTE Swanath Scholarship Scheme for Students

A scholarship for orphans and some other children who face loss of a parent, studying technical courses.

Benefit
Rs 50,000 a year as a lump sum for college fee, computer, books and similar costs. Up…
For
An orphan or ward in one of the listed groups, studying a degree or diploma in…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Animal Husbandry Infrastructure Development Fund (AHIDF)

A central fund that may give 3% interest subvention on bank loans for dairy, meat processing and animal feed infrastructure.

Benefit
Loan of up to 90% of project cost from a scheduled bank, with 3% interest subvention from…
For
Farmer Producer Organisations, private companies, individual entrepreneurs…
Last checked
24 Sept 2026
Central GovernmentPension

Atal Pension Yojana (APY)

A pension scheme for people aged 18 to 40 with a savings bank or post office account.

Benefit
A guaranteed monthly pension of Rs 1,000, 2,000, 3,000, 4,000 or 5,000 from age 60, as…
For
People aged 18 to 40 who are not income tax payers and have a savings account.
Last checked
24 Sept 2026
Central GovernmentWomen

Beti Bachao Beti Padhao (BBBP)

A programme to stop gender-biased sex selection and support the survival, protection and education of the girl child.

Benefit
The source says there is no provision for direct benefit transfer. It works through…
For
It targets young married couples, expecting parents, adolescents and households.
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

A guarantee cover for collateral-free loans to micro and small enterprises. The lender applies for the cover.

Benefit
Guarantee cover for loans up to Rs 10 crore per loan. Minimum annual guarantee fee is…
For
Micro and small enterprises taking loans from registered lenders.
Last checked
24 Sept 2026
Central GovernmentJobs and skills

e-Shram (National Database of Unorganised Workers)

A free national registration for unorganised workers. It helps them reach social security schemes.

Benefit
Registration is free. The portal itself gives registration only. Benefits of central…
For
Unorganised workers aged 16 years or above may register.
Last checked
24 Sept 2026
Central GovernmentHealth

ESIC benefits for insured employees (Employees' State Insurance)

Employees covered by ESIC may get medical care and cash benefits for sickness, maternity, disablement and for their dependants.

Benefit
Medical care for self and family from day one. Sickness benefit at 70% of average daily…
For
Employees insured under the ESI Act.
Last checked
24 Sept 2026
Central GovernmentStudentsApplications open

ICAR National Talent Scholarship (NTS) for Agriculture students

ICAR gives a monthly scholarship to students admitted to a bachelor's or master's degree in agriculture through the ICAR entrance exam.

Benefit
Rs 2,000 per month for a bachelor's degree and Rs 3,000 per month for a master's degree…
For
Students admitted through the All India Entrance Examination to an agricultural…
Last checked
24 Sept 2026
Central GovernmentStudentsApplications open

Ishan Uday Special Scholarship Scheme for North Eastern Region (UGC)

UGC gives a monthly scholarship to students from the North Eastern Region who join a first undergraduate degree.

Benefit
Rs 8,000 per month for 10 months a year, for the length of the UG course. 10,000…
For
Students with a North Eastern State domicile, parental income below Rs 4.5 lakh…
Last checked
24 Sept 2026
Central GovernmentHealth

Janani Suraksha Yojana (JSY)

Cash help for pregnant women who deliver in a health facility, linked to an ASHA worker.

Benefit
Low Performing States: Rs 2,000 rural and Rs 1,400 urban. High Performing States: Rs…
For
Pregnant women delivering in government health centres, or BPL/SC/ST women in…
Last checked
24 Sept 2026
Central GovernmentWomen

Mission Shakti

An umbrella mission for women's safety, security and empowerment, with two parts: Sambal (safety) and Samarthya (empowerment).

Benefit
Sambal covers One Stop Centres, Women Helpline, Beti Bachao Beti Padhao and Nari Adalat…
For
It targets women affected by violence, women in distress and women needing…
Last checked
24 Sept 2026
Central GovernmentSocial welfare

National Action for Mechanised Sanitation Ecosystem (NAMASTE)

A central scheme that may help sanitation workers with safety, health insurance, training and a subsidy to start their own work.

Benefit
Components include profiling of workers, health insurance under AB PM-JAY, occupational…
For
Sewer and septic tank workers, waste pickers, identified manual scavengers…
Last checked
24 Sept 2026
Central GovernmentStudents

National Means-cum-Merit Scholarship Scheme (NMMSS)

A scholarship to help meritorious students from low income families continue school from Class IX to XII.

Benefit
Rs 12,000 a year (Rs 1,000 a month) for up to four years, from Class IX to XII. About 1…
For
A Class VIII student in a Government, aided or local body school, whose…
Last checked
24 Sept 2026
Central GovernmentStudents

National Overseas Scholarship for SC etc. Candidates

A scholarship for low income SC and some other candidates to study a Masters or PhD abroad.

Benefit
Financial assistance for Masters and PhD courses abroad. There are 125 fresh awards…
For
A candidate from an SC or other listed group, aged up to 35, with family income…
Last checked
24 Sept 2026
Central GovernmentStudentsApplications open

National Scholarship for Post Graduate Studies (UGC)

UGC gives scholarships on merit to students in the first year of their first full-time postgraduate degree.

Benefit
Rs 15,000 per month for 10 months a year, for two years. 10,000 scholarships are…
For
Students below 30 years admitted to the first year of a first regular PG degree…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)

A working capital loan scheme for street vendors.

Benefit
Working capital loans in tranches: Rs 15,000, then Rs 25,000, then Rs 50,000.
For
Street vendors covered in Urban Local Body surveys may apply.
Last checked
24 Sept 2026
Central GovernmentHousing

PM Surya Ghar: Muft Bijli Yojana (rooftop solar subsidy)

A central scheme that may give a subsidy when a household installs rooftop solar on its home.

Benefit
Central assistance may be Rs 30,000 per kW for the first 2 kW and Rs 18,000 per kW…
For
Households with a residential electricity connection who install a grid…
Last checked
24 Sept 2026
Central GovernmentJobs and skills

PM Vishwakarma

A scheme for traditional artisans and craftspeople. It offers training, tools and low-interest loans.

Benefit
Recognition certificate and ID card, basic training with Rs 500 per day stipend, Rs…
For
Artisans aged 18 or above working in one of 18 traditional trades.
Last checked
24 Sept 2026
Central GovernmentStudents

PM YASASVI: Post-Matric Scholarship for OBC, EBC and DNT students

Help for OBC, EBC and DNT students studying after Class X, if family income is up to Rs 2.5 lakh a year.

Benefit
Tuition fee and an academic allowance depending on course group. The table lists academic…
For
OBC, EBC or DNT students in a recognised post-matric course, with income up…
Last checked
24 Sept 2026
Central GovernmentStudents

PM YASASVI: Top Class College Education for OBC, EBC and DNT students

Full fee support and living costs for OBC, EBC and DNT students in top institutes, if parents' income is up to Rs 2.5 lakh a year.

Benefit
The 2023-24 notice lists full tuition fee and non-refundable charges (ceiling Rs 2 lakh…
For
OBC, EBC or DNT students admitted to a listed top institute, with parents'…
Last checked
24 Sept 2026
Central GovernmentStudents

Post Matric Scholarship for Scheduled Tribe Students

Help with fees and living costs for Scheduled Tribe students studying after Class X, if family income is up to Rs 2.5 lakh a year.

Benefit
The guidelines list compulsory fees within state limits and a maintenance allowance…
For
Scheduled Tribe students with family income up to Rs 2.5 lakh a year who study…
Last checked
24 Sept 2026
Central GovernmentStudentsApplications open

Post-Matric Scholarship for Students with Disabilities

A scholarship for students with benchmark disability studying in Class 11 and above, up to master's level.

Benefit
Help with fees, maintenance allowance, disability allowance and book allowance…
For
Students from Class 11 to postgraduate level with 40 percent or more disability…
Last checked
24 Sept 2026
Central GovernmentJobs and skills

Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi (PM-DAKSH) Yojana

A central scheme that may give free skill training with a stipend to people from SC, OBC, EWS, DNT and sanitation worker groups.

Benefit
Training is free. In short term non-residential training a stipend of Rs 1,500 per month…
For
People aged 18 to 45 years from SC, OBC or EWS families (income below Rs 3 lakh…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PMFME)

A central scheme that may give a credit linked subsidy to existing micro food processing units, and seed capital to SHG members in food processing.

Benefit
Credit linked capital subsidy of 35% of the eligible project cost, up to Rs 10 lakh per…
For
Existing micro food processing units run as proprietary or partnership firms…
Last checked
24 Sept 2026
Central GovernmentHousing

Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN)

A central mission that aims to reach Particularly Vulnerable Tribal Groups (PVTGs) with basic facilities such as houses, water, roads, health and education.

Benefit
The mission covers 11 interventions through 9 ministries. These include pucca houses…
For
Households and habitations of Particularly Vulnerable Tribal Groups (PVTGs) in…
Last checked
24 Sept 2026
Central GovernmentHealth

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

A one-year renewable life insurance cover for bank or post office account holders aged 18 to 50.

Benefit
Rs 2 lakh is payable on death from any cause. The premium is Rs 436 a year, auto-debited…
For
Bank or post office account holders aged 18 to 50 years may join.
Last checked
24 Sept 2026
Central GovernmentFarmers

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

PM-KISAN gives income support to land-holding farmer families.

Benefit
Rs 6,000 per year, paid in three equal instalments of Rs 2,000.
For
Land-holding farmer families as identified by the State government.
Last checked
24 Sept 2026
Central GovernmentWomen

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Cash support for pregnant women and lactating mothers for the first child, and for a second child if a girl.

Benefit
Rs 5,000 for the first child in two instalments (Rs 3,000 after ante-natal check-up, Rs…
For
Pregnant women and lactating mothers aged 18 years 7 months to under 55 years…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Pradhan Mantri Matsya Sampada Yojana (PMMSY)

A central scheme that may support fishers, fish farmers, fish workers and fisheries businesses.

Benefit
For individual or group activities, government assistance may be up to 40% of the unit…
For
Fishers, fish farmers, fish workers, fish vendors, fisheries SHGs, cooperatives…
Last checked
24 Sept 2026
Central GovernmentStudents

Pradhan Mantri Poshan Shakti Nirman (PM POSHAN)

A central scheme under which children in Government and Government Aided schools may get one hot cooked meal on every school day.

Benefit
One hot cooked meal on school days. For classes 1 to 5 the meal gives 450 calories and 12…
For
Children in Bal Vatika (just before class 1) and classes 1 to 8 in Government…
Last checked
24 Sept 2026
Central GovernmentPension

Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM)

A voluntary pension scheme for unorganised workers aged 18 to 40.

Benefit
An assured pension of Rs 3,000 a month, starting at age 60. Government adds a matching…
For
Unorganised workers aged 18 to 40 with monthly earnings up to Rs 15,000.
Last checked
24 Sept 2026
Central GovernmentHealth

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

A one-year renewable accident insurance cover for bank or post office account holders aged 18 to 70.

Benefit
Rs 2 lakh on accidental death, or loss of both eyes, hands or feet. Rs 1 lakh on loss…
For
Bank or post office account holders aged 18 to 70 years may join.
Last checked
24 Sept 2026
Central GovernmentHealth

Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA)

Free check-ups for pregnant women at government health facilities.

Benefit
The page says it offers free antenatal care, including tests, screening and counselling…
For
The page says it is for all pregnant women, with focus on those in the second…
Last checked
24 Sept 2026
Central GovernmentWomen

Pradhan Mantri Ujjwala Yojana (PMUY)

Help for adult women from listed households to get a new LPG connection.

Benefit
Cash assistance of Rs 1600 for a 14.2 kg connection (Rs 1150 for 5 kg). It covers…
For
Adult women from the listed categories may apply.
Last checked
24 Sept 2026
Central GovernmentJobs and skills

Pradhan Mantri Virasat Ka Samvardhan (PM VIKAS)

A central scheme that may give skill, entrepreneurship and education support to people from the six notified minority communities and artisan families.

Benefit
Components include traditional skill training for artisans, non-traditional skilling in…
For
Indian citizens from the notified minority communities (Muslims, Christians…
Last checked
24 Sept 2026
Central GovernmentStudents

Pre-Matric Scholarship for Scheduled Castes and Others

A yearly allowance for Scheduled Caste students in Class IX and X.

Benefit
A yearly academic allowance from 2022-23: Rs 3,500 for day scholars and Rs 7,000…
For
A Scheduled Caste student studying full time in Class IX or X, whose parents'…
Last checked
24 Sept 2026
Central GovernmentStudentsApplications open

Pre-Matric Scholarship for Students with Disabilities

A yearly scholarship for students with benchmark disability studying in Class 9 and 10.

Benefit
Maintenance allowance of Rs 800 a month for hostellers and Rs 500 for day scholars…
For
Class 9 and 10 students with 40 percent or more disability and parental income…
Last checked
24 Sept 2026
Central GovernmentSocial welfare

Rashtriya Vayoshri Yojana (RVY)

A central scheme that may give free physical aids and assisted living devices to senior citizens with age related problems.

Benefit
Free devices such as those for low vision, hearing impairment, loss of teeth…
For
Senior citizens aged 60 years or more who are BPL or have monthly income up…
Last checked
24 Sept 2026
Central GovernmentWomen

Sakhi Niwas (Working Women Hostel) under Mission Shakti

Safe hostel accommodation for working women, with day care for their children where available.

Benefit
Hostel accommodation for working women. Girls up to age 18 and boys up to age 12 may stay…
For
A working woman who is single, widowed, divorced or separated, or married but…
Last checked
24 Sept 2026
Central GovernmentStudentsApplications open

Scheme of Free Coaching for SCs, OBCs and beneficiaries of PM CARES Children Scheme

Free coaching for competitive and entrance exams for students from SC and OBC families with limited income, and for PM CARES Children Scheme beneficiaries.

Benefit
Free coaching for exams such as UPSC, SSC, railway and bank officer exams, JEE, NEET, CAT…
For
SC or OBC students with total family income of Rs 8 lakh a year or less, and PM…
Last checked
24 Sept 2026
Central GovernmentStudents

Scheme of Top Class Scholarship for SC Students

Full fee support and an allowance for SC students admitted to top notified institutions after Class 12.

Benefit
Full tuition fee and non-refundable charges (ceiling Rs 2 lakh a year for private…
For
An SC student with family income up to Rs 8 lakh a year who secured admission…
Last checked
24 Sept 2026
Central GovernmentStudentsApplications open

Scholarship for Top Class Education for Students with Disabilities

A scholarship for students with benchmark disability studying graduate or postgraduate courses in institutes notified by the Department.

Benefit
Help with fees and allowances as listed in the guidelines. About 300 slots are available…
For
Students with 40 percent or more disability and parental income up to Rs 8 lakh…
Last checked
24 Sept 2026
Central GovernmentWomen

Stand-Up India Scheme

Bank loans for women, SC and ST entrepreneurs to start a new business.

Benefit
Bank loans between Rs 10 lakh and Rs 1 crore for a new (greenfield) enterprise in…
For
Women, SC or ST entrepreneurs above 18 years of age may apply.
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Startup India (DPIIT recognition)

Startups can apply for DPIIT recognition on the Startup India portal. Recognised startups may get some benefits.

Benefit
May include self-certification for some labour and environmental laws, 80% rebate on…
For
Eligible startups registered as a company, partnership firm, LLP or cooperative…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Udyam Registration (MSME)

Free online registration for micro, small and medium businesses. A certificate is given online.

Benefit
A permanent Udyam registration number and an online certificate with QR code. No renewal…
For
Any new or existing business that is a micro, small or medium enterprise.
Last checked
24 Sept 2026
Central GovernmentDisability

Unique Disability ID (UDID) Card

A national disability card and database for persons with disabilities.

Benefit
A Unique Disability Identity Card that may help in getting government benefits without…
For
Persons with any of the 21 recognised disabilities may apply.
Last checked
24 Sept 2026

All schemes

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