Ayushman Vay Vandana Card (AB PM-JAY cover for senior citizens aged 70 and above)

In simple words

Free health cover of Rs 5 lakh a year for every senior citizen aged 70 and above, whatever the income. You get a separate Ayushman Vay Vandana card.

What you may get

Cashless hospital treatment up to Rs 5 lakh a year for about 2,000 medical procedures. All pre-existing diseases are covered from the first day, with no waiting period. Families already in AB PM-JAY get an extra top-up of up to Rs 5 lakh a year for the senior citizen alone.

Who it is for

All senior citizens aged 70 years and above, irrespective of income.

Main eligibility conditions

• Age 70 years or above. There is no income limit.
• CGHS, ECHS and Ayushman CAPF users can choose between their existing scheme and AB PM-JAY.
• People with private health insurance or ESIC can also take AB PM-JAY.

Conditions we could not check

• Senior citizens who already use CGHS, ECHS or Ayushman CAPF can keep that scheme or choose AB PM-JAY.
• Senior citizens with a private health insurance policy or ESIC can also take AB PM-JAY.
• The cover is Rs 5 lakh per year. If your family is already covered by AB PM-JAY, you get a separate top-up of up to Rs 5 lakh for yourself. Otherwise the Rs 5 lakh is shared by the family.

Documents you may need

• Aadhaar card
• Mobile number linked to Aadhaar for verification

How to apply

1. Register at your nearest empanelled hospital or Common Service Centre, or register yourself on the Ayushman app or on beneficiary.nha.gov.in.
2. Get your Ayushman Vay Vandana card and show it at an empanelled hospital when you need treatment.
3. For help, call the toll-free number 14555 or give a missed call on 1800110770.

Application fee

We could not find the application fee in the official source. Check the fee on the official website or PDF before you apply.

Application dates

• Applications are currently open.