Central GovernmentActiveLast verified 24 September 2026

Financial Assistance for Ex-Servicemen in Penury (Armed Forces Flag Day Fund)

In simple words

A grant that may help destitute non-pensioner ex-servicemen up to the rank of Havildar or equivalent, and their widows.

What you may get

The page says the grant is Rs 4,000 per month (paid annually) for life, and that from 1 November 2026 it is enhanced to Rs 8,000 per month (paid annually) for life.

Who it is for

Non-pensioner ex-servicemen of rank Havildar or equivalent and below, and their widows, aged 65 years.

Main eligibility conditions

  • Non-pensioner ex-serviceman or widow.
  • Rank Havildar or equivalent (Navy, Air Force) and below.
  • Age 65 years on 1 April of the financial year of applying.
  • A widow of a grant holder is eligible whatever her age.

Conditions we could not check

  • The person must be a non-pensioner ex-serviceman of rank Havildar or equivalent and below, or the widow of one.
  • The age of 65 years is counted on 1 April of the financial year of applying. A widow of a person already getting the grant need not meet the age condition.

Documents you may need

  • Service document or discharge book (all pages)
  • Age proof if the date of birth is not in the discharge book
  • Identity card issued by the Zila Sainik Board
  • Bank passbook first page or cancelled cheque
  • Certificate of penury in the given format

How to apply

  1. Log in to the KSB web portal and apply for the Penury Initial application.
  2. Upload scanned copies of the documents.
  3. The Zila Sainik Welfare Officer checks the originals and recommends the application.
  4. For later years, apply for Penury Renewal with a life certificate between 1 December and 31 March.

Where to go

Zila Sainik Welfare Office (ZSWO) of your district

What to take

  • Original discharge book or service document
  • Identity card
  • Bank documents
  • Certificate of penury

What to do there

  1. The ZSWO personally checks your original documents before recommending your online application.

Application fee

We could not confirm an application fee.

Application dates

  • Current deadline could not be confirmed. Check the official source.

Official information

Department: Ministry of Defence, Kendriya Sainik Board, Department of Ex-Servicemen Welfare

Last checked: 24 September 2026

You are opening the official government website. LABHLO does not control that website.

LABHLO Summary. Not an official government document.

LABHLO is not a government website. Final eligibility and approval are decided by the relevant government authority. Check the official source before applying.

Do not pay anyone just because they promise scheme approval. Check payment requirements on the official government source.

Questions and answers

Answers come only from the official information we checked.

Who can apply?

Non-pensioner ex-servicemen of rank Havildar or equivalent and below, and their widows, aged 65 years.

How much is the benefit?

The page says the grant is Rs 4,000 per month (paid annually) for life, and that from 1 November 2026 it is enhanced to Rs 8,000 per month (paid annually) for life.

What is the age limit?

The minimum age is 65 years.

Which documents are needed?

The official information mentions: Service document or discharge book (all pages); Age proof if the date of birth is not in the discharge book; Identity card issued by the Zila Sainik Board; Bank passbook first page or cancelled cheque; Certificate of penury in the given format.

How can I apply?

The official steps are: 1. Log in to the KSB web portal and apply for the Penury Initial application. 2. Upload scanned copies of the documents. 3. The Zila Sainik Welfare Officer checks the originals and recommends the application. 4. For later years, apply for Penury Renewal with a life certificate between 1 December and 31 March.

Is it open now, and what is the last date?

We could not confirm this from the official information we checked.

Can I apply online?

The official source gives an application page. Use the official application link on this page.

Is there an application fee?

We could not confirm this from the official information we checked.

Is there an official PDF?

We have not found an official PDF for this scheme.

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Final eligibility is decided by the government authority.

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LABHLO is an independent information platform. It is not a government website. The government decides final eligibility and approval.