Schemes: Loan

9 verified schemes. Schemes with an official source. Central Government and Maharashtra.

Central GovernmentFarmers

Agriculture Infrastructure Fund (AIF)

AIF is a loan facility for post-harvest and farm infrastructure projects.

Benefit
Financing facility of Rs 1 lakh crore. Interest subvention of 3% a year on loans up to Rs…
For
Farmers, agri entrepreneurs, start-ups, producer organisations, self-help…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Animal Husbandry Infrastructure Development Fund (AHIDF)

A central fund that may give 3% interest subvention on bank loans for dairy, meat processing and animal feed infrastructure.

Benefit
Loan of up to 90% of project cost from a scheduled bank, with 3% interest subvention from…
For
Farmer Producer Organisations, private companies, individual entrepreneurs…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

A guarantee cover for collateral-free loans to micro and small enterprises. The lender applies for the cover.

Benefit
Guarantee cover for loans up to Rs 10 crore per loan. Minimum annual guarantee fee is…
For
Micro and small enterprises taking loans from registered lenders.
Last checked
24 Sept 2026
Central GovernmentSocial welfare

National Action for Mechanised Sanitation Ecosystem (NAMASTE)

A central scheme that may help sanitation workers with safety, health insurance, training and a subsidy to start their own work.

Benefit
Components include profiling of workers, health insurance under AB PM-JAY, occupational…
For
Sewer and septic tank workers, waste pickers, identified manual scavengers…
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)

A working capital loan scheme for street vendors.

Benefit
Working capital loans in tranches: Rs 15,000, then Rs 25,000, then Rs 50,000.
For
Street vendors covered in Urban Local Body surveys may apply.
Last checked
24 Sept 2026
Central GovernmentJobs and skills

PM Vishwakarma

A scheme for traditional artisans and craftspeople. It offers training, tools and low-interest loans.

Benefit
Recognition certificate and ID card, basic training with Rs 500 per day stipend, Rs…
For
Artisans aged 18 or above working in one of 18 traditional trades.
Last checked
24 Sept 2026
Central GovernmentBusiness and loans

Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PMFME)

A central scheme that may give a credit linked subsidy to existing micro food processing units, and seed capital to SHG members in food processing.

Benefit
Credit linked capital subsidy of 35% of the eligible project cost, up to Rs 10 lakh per…
For
Existing micro food processing units run as proprietary or partnership firms…
Last checked
24 Sept 2026
Central GovernmentWomen

Stand-Up India Scheme

Bank loans for women, SC and ST entrepreneurs to start a new business.

Benefit
Bank loans between Rs 10 lakh and Rs 1 crore for a new (greenfield) enterprise in…
For
Women, SC or ST entrepreneurs above 18 years of age may apply.
Last checked
24 Sept 2026

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